Compliant dual pricing that lets local contractors, high-volume bars, and HOA communities keep nearly every dollar they process — with a partner down the street who actually answers the phone.
Our team is trusted by 200k+ merchants nationwide — and delivered by someone you can meet for coffee.
Most merchants quietly rent a slice of their margin to the card networks every month. We fix that with a compliant pricing structure and a partner who treats your P&L like it's their own.
Compliant dual pricing — a discount for cash and ACH, never a surprise surcharge — offsets virtually all of your card cost. Structured to align with California's SB 478.
A named contact in San Diego & South OC for setup, training, and support — someone who knows your corridor and picks up when something needs fixing.
From dual-pricing terminals for contractors to receivables for management firms — tuned to how South-Coast businesses and associations actually operate.
In person, online, over the phone, and on a schedule — terminals, virtual terminal, hosted pages, ACH/e-check, and recurring billing, all on one statement.
Firm Footing grew out of a trusted network of contractors and community associations across San Diego and South Orange County. We build for three worlds in particular — pick yours.
On big-ticket jobs, card fees quietly eat the margin you worked for. We set up compliant dual pricing, take payment on the jobsite or over the phone, and finance the gear that grows your crew.
Payments with purpose Point a share of your savings to your church, youth league, or a local charity — at no extra cost.
A clearly posted cash price and card price. Customers choose; you stop absorbing 3–4% on every swipe — structured to California's price-transparency rules.
Take cards on the jobsite, at the counter, or over the phone. Send invoices with a pay link, capture deposits, and get funded fast.
Fund trucks, tools, and equipment through our lending stack — so a big opportunity doesn't wait on cash flow.
We pair compliant dual pricing with Union — a hospitality operating system built for the busiest bars in the country. Guests order and pay from their phone, drinks hit the rail faster, and beverage brands fund real rewards through Union's OnPrem network.
Payments with purpose Turn a slice of your processing savings into a local cause — on top of Union’s brand-funded rewards.
Guests browse, order, and pay from their phone or a handheld. Union venues report drinks out faster and bigger tabs — one owner nearly doubled his busiest nights.
Union's OnPrem network lets beverage distributors fund guest rewards and perks — promotions you don't pay for, that bring guests back.
A modern point of sale with handheld Union Pocket, loyalty/Status, kitchen display, and AI-driven reporting — plus 24/7 support.
From the vendors who service the property to the firms that manage it, we bring clean, compliant acceptance to the HOA ecosystem — focused where the economics and the rules work in your favor. Homeowner dues are handled last, and only with counsel.
Payments with purpose Direct the management company’s own savings to a community cause — never member funds.
Landscapers, pool techs, roofers and trades serving your communities — set up with compliant dual pricing through the Lighthouse contractor network.
Clean processing for your firm's own income — management fees, service charges, and resale/transfer fees — where dual pricing is straightforward.
Not locked into Yardi, CINC, or Vantaca? That's our sweet spot — flexible setup and better economics for smaller firms.
Dual pricing already lets you keep nearly every dollar you process. If you want, you can point a share of those savings to a cause you choose — at no extra cost — through Process for Change, the give-back program from our processor, MTJBS. Keep the savings, or turn them into good. Your call.
Compliant dual pricing cuts your card fees to near zero. The savings are real and yours — impact is optional, and never an added cost.
Your church, a youth league, a local nonprofit, an education or environmental cause — you decide where the giving goes.
A portion of what you save funds your cause automatically, with every payment. Ask about matching to amplify the impact further.
Impact giving is optional and offered through MTJBS’s Process for Change program. For HOA and community-management clients, any giving is funded from the management company’s own savings — never association or member funds. Matching and donation amounts vary; ask for current terms.
No pressure, no jargon. Just a clear look at your numbers and a plan you can see straight through.
Share a recent processing statement, or just your current rates. We read the fine print — the padding, the junk fees, the mystery line items — so you don't have to.
A tailored, compliant setup: the right hardware or gateway, dual-pricing signage and staff scripts, and a rate structure you can actually understand.
Go live with local support on call. Watch the processing line on your P&L shrink — and, because the structure holds, stay shrunk.
Send a recent processing statement (or your current rates) and we'll show you, line by line, what you'd keep with Firm Footing — plus a live demo of the right setup for your business.
No obligation. We never ask for card or bank numbers here.
Send one statement or book a quick call — we'll show you the math, no strings.
